Trusted Loan Consultancy & Private Finance Solutions

We deliver reliable, transparent, and tailored loan solutions for individuals and businesses in Mumbai and Pune. From home loans to business funding, every solution is designed around your financial needs.

Serving Mumbai & Pune

10+ Years of Experience

100% Client Satisfaction

who we are - nihal fintech

About Nihal Fintech

Established in Mumbai on 29th June 2013, Nihal Fintech Pvt. Ltd. has grown into one of the most trusted loan consultants and private finance solution providers in Mumbai. With over a decade of experience in the financial ecosystem, we offer home loans, business funding, personal loans, and customized finance solutions tailored to every client’s needs.

Trusted by 1,000+ clients across Mumbai, from manufacturing and trading to service sectors, we deliver everything from home loans to working capital financing. Now expanded to Pune, we bring the same trusted service, quick approvals, and client-first approach to businesses and individuals across Pune as well.

Nihal Fintech – EMI Calculator
Dream Bigger, Plan Smarter With Our

EMI Calculator

Select Loan Type
Monthly EMI ₹ 8,791
Total Payment ₹ 1,05,493
Total Interest ₹ 5,493
Loan Amount
₹ 
₹ 1,00,000₹ 5 Cr
Interest Rate (p.a.)
%
1 %40 %
Loan Tenure
Months
1 Month360 Months
95% Principal
Principal Amount ₹ 1,00,000
Interest Payable ₹ 5,493
Principal95%
Interest5%
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Our Financial Solutions

Home Loans

Affordable rates and quick approvals to make your dream home a reality.

Loan Against Property

Quick approvals and flexible terms using your property’s value.

Business Loans

Fast funding and flexible terms to grow your business smoothly.

Why Choose Us?

Decades of Excellence

Years of trusted service delivering reliable and tailored financial solutions.

Diverse Financial Products

A wide range of loan solutions designed to meet every financial need.

Fast Paperless Process

Quick and secure loan approvals without the hassle of physical paperwork.

Truly Client-Centric

Focused on your needs, delivering solutions that align with your goals.

Our Loan process

Dedicated Planner Assignment

An experienced financial planner will guide you to achieve your goals.

Initial Engagement

Begin with a confidential consultation, understanding your financial aspirations.

nihal logo

Seamless Execution

Experience streamlined processes from the initial steps to the final disbursement.

Comprehensive In-depth Analysis

Customized solutions crafted after meticulous examination of your requirements.

nihal logo

Initial Engagement

Begin with a confidential consultation, understanding your financial aspirations.

Dedicated Planner Assignment

An experienced financial planner will guide you to achieve your goals.

Comprehensive In-depth Analysis

Customized solutions crafted after meticulous examination of your requirements.

Seamless Execution

Experience streamlined processes from the initial steps to the final disbursement.

Our Valued Partners

Frequently Asked Questions

The first step is a confidential consultation with us. We will assess your financial goals and assign a dedicated planner to guide you through the options, completely hassle-free.

While a good CIBIL score helps secure the lowest interest rates, it is not the only factor. Because we partner with over 15 different banks and NBFCs, we can often find flexible solutions even if your credit history isn't perfect.

Thanks to our fast, paperless process and direct relationships with top banks, approvals are much faster than applying on your own. While times vary by loan type, our priority is securing your funds without unnecessary delays.

Not with us. We understand that business income fluctuates and doesn't look like a standard salary slip. We help present your financials and business vintage in the best possible light to maximize your eligibility.

Absolutely. We specialize in NRI financial services. We manage the entire documentation and approval process locally in India, allowing you to secure your property investment seamlessly from abroad.

 No, transparency is a core value at Nihal Fintech. All processing fees, interest rates, and bank charges are clearly explained upfront before you sign anything.

Banks offer standard products while private financial consultants like Nihal Fintech offer personalised solutions, access to multiple lenders, faster processing, and end-to-end support giving you far more flexibility and better outcomes.

EMI Calculator

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Contact Information