Contact us at: +91 77009 44833

Loan against Securities

Loan Against Securities

Loan Against Securities

When financial needs arise, you don’t have to liquidate your valuable investments for quick cash. Instead, consider a more strategic approach by opting for a Loan Against Securities (LAS). This innovative financial solution allows you to leverage your investments, such as mutual funds and shares, as collateral while retaining ownership and potential profits. Apply for Loan against securities/shares/mutual fund/bonds to ensure that your financial strategy remains unhampered by immediate needs.

What Is Loan Against Securities?

What Is Loan Against Securities?

Loan against securities is a secured lending option that lets you access funds by pledging securities like mutual funds and shares as collateral. Applying for loan against securities/shares/mutual fund/bonds for a seamless borrowing experience proves ideal for covering short to medium-term financial needs.

One of the key benefits of digital LAS is that it empowers borrowers to access cash without liquidating their investments. This means you can continue to earn returns on your securities while using them to meet your financial requirements.

At Nihal Fintech PVT LTD, you can secure a loan against securities at a competitive P.A interest rate, and the entire process is facilitated through a hassle-free loan application.

Applying for loan against securities/shares/mutual funds/bonds is simple. Here are the documents you require for the application:
  • Valid identification proof like PAN card, Aadhar card, Voter ID, or Passport.
  • Address proof in the form of recent utility bills, rental agreements, or any government-issued identification with the address.
  • Recent salary slips, Form 16, or Income Tax Returns (ITR).
  • Legal documents related to the property, like the sale agreement, builder-buyer agreement, and certificates ensure the legal status of the property.
  • Recent bank statements to verify your financial status and repayment capability.
  • A credit report to assess your creditworthiness and eligibility for the loan.
LAS is provided as an overdraft facility, making it ideal for addressing short to medium-term financial needs. The lender holds your Mutual Fund and shares units as collateral until the loan is repaid. During this time, your Mutual Funds and shares will continue to generate returns, although you won't be able to redeem or sell them while they are pledged as collateral.

Connect With Us

Connect With Us
Embarking on a new financial venture or simply seeking advice?
Our team, representing the best loan and finance solution company in India, is here to guide you.

    Chat with us on WhatsApp