What is Loan Against Securities? Meaning, Benefits & How It Works
Need funding for business expenses? Or maybe, you need to pay for your (or your child’s) education. While selling your investments may make sense in the short run, it may not be a good idea from a future point of view. That’s where loan against securities or LAS comes in. With LAS, you get quick […]
Read MoreHow to Check All Loan Details by PAN Number | Full Guide Online
So many people forget to pay their loan installments, and a common reason behind that is not being aware of the details. Nevertheless, it can lead to financial mismanagement and credit score damage. But don’t worry; there’s an easy way to check all the loan details; that is, the PAN card. Linking your Permanent Account […]
Read MoreSection 80eea – Housing Loan Interest Deduction
For most families around the world, owning their first home is the biggest financial decision, ever. For that, the primary funding option is a home loan, the backbone of the residential real estate industry. But so many Indian taxpayers availing home loans are unaware of the interest deduction under Section 80EEA. This ₹1.5 Lakh deduction, […]
Read MoreHow to Make Project Report for Loan | Key Steps & Sample Structure
A majority of businesses seeking external funding often struggle getting loans due to poorly structured project reports. A well-crafted project report not only shows the business potential to the lenders but also highlights the goals, risks, and financial projections. Whether you’re an entrepreneur, startup founder, or a small business owner, you need to know how […]
Read MoreHow to Get an Unsecured Business Loan | No Collateral Required
For any startup or a small business in any industry, loan is a fundamental entity. It’s what sets them up for their financial security. But of course, since they may just be starting out, there’s a chance they don’t have any collateral for the loan. In that case, they can get an unsecured business loan. […]
Read MoreCelebrating Niral Mehta’s Outstanding Leadership: A Beacon of Excellence in Financial Services
In the dynamic world of fintech, recognition of outstanding performance is a testament to innovation, dedication, and customer-centric solutions. We are thrilled to share that Niral Mehta, the Founder and CEO of Nihal Fintech, has been awarded for outstanding performance in the Home Loan and Mortgage Loan categories by IDBI Bank. This accolade underscores Nihal […]
Read MoreWhat Is an Unsecured Business Loan? Benefits, Qualifications & More
Funding gaps are a leading cause of small business closures. An unsecured business loan addresses this critical need by providing access to capital without requiring tangible assets as collateral. This financial tool empowers entrepreneurs to bridge shortfalls, invest in growth, or manage operational expenses. Lenders assess creditworthiness and business performance to determine eligibility, making a […]
Read MoreWhat Is an Unsecured Personal Loan? Benefits, Eligibility & More
Unexpected expenses can disrupt even the most carefully planned budgets. A sudden car repair, a medical emergency, or the desire to consolidate debt can leave you searching for quick funding. Unsecured personal loans offer a potential solution, providing a lump sum of cash without requiring collateral like a house or car. This accessibility makes them […]
Read MoreSecured vs Unsecured Personal Loan: Which is Right for You?
Funding gaps are a leading cause of small business closures. An unsecured business loan addresses this critical need by providing access to capital without requiring tangible assets as collateral. This financial tool empowers entrepreneurs to bridge shortfalls, invest in growth, or manage operational expenses. Lenders assess creditworthiness and business performance to determine eligibility, making a […]
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