# Nihal Fintech

> Leading Loan Advisory, Financial Consultancy, and Direct Selling Agent (DSA) intermediary in Mumbai and Ahmedabad, India.

Nihal Fintech Pvt. Ltd. is a premier financial consulting and loan facilitation firm based in Mumbai and Ahmedabad. Partnered with 40+ leading Indian banks and Non-Banking Financial Companies (NBFCs), Nihal Fintech provides end-to-end guidance, credit assessment, documentation support, and tailored debt solutions for individuals, professionals, MSMEs, and commercial enterprises.

## Financial Advisory Services

- [Home Loans](https://www.nihalfintech.com/home-loan/): Tailored home financing solutions, balance transfers, top-ups, and competitive interest rates for resident and NRI home buyers.
- [Business Loans](https://www.nihalfintech.com/business-loan/): Unsecured and secured funding for small and medium enterprises (MSMEs), working capital expansion, and operational growth.
- [Unsecured Personal Loans](https://www.nihalfintech.com/unsecured-personal-loan/): Fast, hassle-free financing for personal medical emergencies, education, weddings, and debt consolidation.
- [Loan Against Property (LAP)](https://www.nihalfintech.com/loan-against-property/): Unlocking up to 80% market value of residential or commercial property with long tenures and flexible repayments.
- [Working Capital Financing](https://www.nihalfintech.com/working-capital-loan/): Cash credit (CC), overdraft (OD), and supply chain financing to optimize business cash flow.
- [Real Estate Project Funding](https://www.nihalfintech.com/project-funding/): Structured construction finance, builder loans, and acquisition capital for residential and commercial real estate developers.
- [Loan Against Securities (LAS)](https://www.nihalfintech.com/loan-against-securities/): Quick liquidity against mutual funds, shares, and bonds without liquidating investments.
- [Insurance Advisory](https://www.nihalfintech.com/insurance-services/): Comprehensive life, health, and commercial insurance consultation.

## Specialized Client Segments

- [Individuals & NRI Loans](https://www.nihalfintech.com/individuals/): Tailored loan solutions for salaried professionals, high-net-worth individuals, and non-resident Indians.
- [Business & MSME](https://www.nihalfintech.com/business-msme/): Dedicated capital solutions for manufacturing, retail, trading, and service enterprises.
- [Loans for Doctors & Clinics](https://www.nihalfintech.com/doctors/): Specialized medical equipment financing and clinic setup loans.

## Financial Tools & Calculators

- [EMI Calculator](https://www.nihalfintech.com/emi-calculator/): Interactive loan installment calculator for principal, tenure, and interest rate modeling.
- [Loan Eligibility Calculator](https://www.nihalfintech.com/eligibility/): Assess borrowing capacity across major lending institutions.
- [Document Checklist](https://www.nihalfintech.com/document-checklist/): Complete checklist of KYC, income, and property documents required for loan processing.

## Partner & Referral Programs

- [Become a Partner](https://www.nihalfintech.com/become-a-partner/): Strategic partnership program for chartered accountants, real estate brokers, insurance advisors, and financial consultants.
- [Refer & Earn](https://www.nihalfintech.com/refer-earn/): Customer referral incentive program with transparent disbursement tracking.

## Company Information & Offices

- [About Us](https://www.nihalfintech.com/about-us/): Company leadership, vision, and founder profile of Niral Mehta.
- [Business Facts](https://www.nihalfintech.com/facts/): Verified operational metrics, lending partnerships, and advisory milestones.
- [Financial Glossary](https://www.nihalfintech.com/glossary/): Comprehensive guide to banking terms, credit scores (CIBIL), amortization, and lending criteria.
- [Career Opportunities](https://www.nihalfintech.com/career/): Join the loan sales, credit processing, and client advisory team.
- [Contact Us](https://www.nihalfintech.com/contact-us/): Direct inquiries, telephone contacts, and branch addresses.

### Office Locations

- **Mumbai Head Office**: 405, Mahalaxmi Centre, Opp. Bal Bharti School, S.V. Road, Kandivali West, Mumbai, Maharashtra 400102.
- **Ahmedabad Office**: Office No. 104, 1st Floor, Suman City, Sector 11, Gandhinagar / Ashram Road, Ahmedabad, Gujarat 380009.
- **Contact Phone**: +91 77009 44833
- **Email**: info@nihalfintech.com

## Compliance & Intermediary Disclosure

Nihal Fintech Pvt. Ltd. operates exclusively as a loan advisory and Direct Selling Agent (DSA) intermediary. Nihal Fintech is not a direct bank, depository institution, or NBFC. All loan approvals, sanction letters, interest rates, and disbursements are issued at the sole discretion of partner banks and RBI-regulated financial institutions. Nihal Fintech never charges advance fees or guarantees loan approvals.