Nihal Fintech PVT LTD

Our Loan Services

Nihal Fintech PVT LTD has firmly established itself over a decade as a trusted financial partner. Stepping into the loan arena, we extend our commitment to empowering dreams, be they homes to reside in, businesses to flourish, or personal ambitions to chase. Our dedication lies in understanding your needs, ensuring clear terms, prompt services, and unwavering support. With our roots deeply embedded in financial expertise, we continue to expand our offerings, ensuring we’re always in step with your aspirations.

But before we delve deeper into our services, let’s take a look at why taking a loan would be beneficial for you.

Why a Loan is Required

Loans serve as financial bridges during times when resources fall short. They’re not just for emergencies
but are also pivotal for several reasons:

Capital Needs:

Whether it's to start a new business or expand an existing one, loans provide the necessary capital to fuel growth and innovation.

Major Life Events:

Events like weddings, higher education, or medical emergencies come with significant costs. Loans can help manage these without depleting savings.

Home Ownership:

Buying a home is a significant investment, often beyond immediate means. Home loans make homeownership possible for many who would otherwise be unable to afford it.

Asset Acquisition:

Be it a vehicle or machinery for business, loans enable you and businesses to acquire assets and pay for them over a manageable period.

Debt Consolidation:

Multiple debts can be challenging to manage. Personal loans often help consolidate various debts into one, offering better interest rates and a single repayment structure.

Benefits of Loan

Financial Flexibility

Loans give individuals and businesses the flexibility to make significant payments or investments without waiting to accumulate the entire amount.

Build Credit History

Timely loan repayments can enhance credit scores, making borrowers more favourable for future financial endeavours.

Tax Benefits

Certain loans, like home loans, come with tax deductions on interest payments, reducing the effective cost of borrowing.

Structured Repayments

With EMIs (Equated Monthly Instalments), borrowers have a clear repayment roadmap, making budgeting easier.

Low-Interest Rates

Compared to credit card debt, many loans offer lower interest rates, making them a more affordable borrowing option.

Empowers decision-making

With the right loan, you can make decisions based on opportunity and necessity rather than just current financial status.

Products and Services We Provide

Home Loans

Offering competitive interest rates and flexible terms, we make homeownership accessible and stress-free.

Loan Against Property (LAP)

Our LAP allows you to tap into the equity of your property for any financial need, ensuring you can capitalize on your

Unsecured Personal & Business Loans

Life has a way of throwing curveballs at us, both personally and professionally. Financial stability can take a hit due

Working Capital Loans

Our working capital loans ensure your business never faces a cash crunch, allowing for smooth functioning

Project Funding

Our project funding service is tailored to support large-scale undertakings, ensuring they’re well-financed from

Loan Against Securities

Borrow against the value of your securities without selling them, giving you financial flexibility while allowing

Our Services